Invest in Clarity
Choose the depth of risk intelligence that matches how you invest. All tiers use the same data sources — higher tiers unlock more simulations, deeper history, and advanced exports.
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Explore
Evaluate whether structured risk context fits your process
See where your portfolio is exposed. 30 days of history.
- Up to 10 holdings
- 20 AI explanations/month
- 5 stress calculations/month
- 3 portfolio imports/month
- 30 days of history
For: Investors evaluating whether structured risk context fits their process.
Not for: Anyone needing historical depth or simulation volume for active decision-making.
Analyst
The depth most self-directed investors need
Understand your portfolio before making changes. 1 year of history.
- Unlimited holdings within personal use
- 300 AI explanations/month
- 100 stress calculations/month
- 100 Monte Carlo simulations/month
- 10 new reports/month
- 30 portfolio imports/month
- 1 year of history
For: Self-directed investors who check their portfolio's readiness before acting.
Not for: Casual investors or those who only need a quick snapshot.
Principal
For investors who treat risk analysis as infrastructure
Test more possibilities and review deeper history. 5 years of history.
- Unlimited holdings within personal use
- 1,000 AI explanations/month
- 300 stress calculations/month
- 300 Monte Carlo simulations/month
- 30 new reports/month
- 100 portfolio imports/month
- 5 years of history
For: Power users, family offices, or anyone managing significant capital with discipline.
Not for: Investors who aren't yet using the Analyst tier's full capacity.
Why Pay for Clarity?
KlirInvest doesn't tell you what to do — it shows you what you might be missing. Higher tiers give you more simulations to pressure-test ideas, deeper history to understand patterns, and advanced exports to document your reasoning.
Full Feature Comparison
| Feature | Explore | Analyst | Principal |
|---|---|---|---|
| Monthly allowances | |||
| AI explanations (one shared pool) Key | 20 / month | 300 / month | 1,000 / month |
| Monte Carlo simulations Key | Not included | 100 / month | 300 / month |
| Stress calculations | 5 / month | 100 / month | 300 / month |
| Scenario analyses | Not included | 30 / month | 100 / month |
| Explore Futures free trial runs Lifetime trials: one Monte Carlo run and one If… Scenario run. Not a monthly reset. | 1 Monte Carlo + 1 If… Scenario, once | Included in allowances | Included in allowances |
| Rebalance analyses | Not included | 30 / month | 100 / month |
| New reports | Not included | 10 / month | 30 / month |
| Portfolio imports | 3 / month | 30 / month | 100 / month |
| Data exports | 3 / month | 30 / month | 100 / month |
| Capacity | |||
| Holdings | 10 holdings | Unlimited holdings within personal use | Unlimited holdings within personal use |
| Historical lookback Key | 30 days | 1 year | 5 years |
| Risk Intelligence | |||
| Core risk metrics | |||
| Full risk analysis | |||
| Vulnerability maps | |||
| Before You Trade scenarios Ongoing paid access. Explore has the separate lifetime run shown below. | |||
| Before You Trade free run | 1 lifetime run | Uses paid allowance | Uses paid allowance |
| Advanced stress library Before You Trade advanced stress comparisons are not currently produced. Separate hypothetical scenarios are not the same feature. | Not included | Not included | Currently unavailable |
| Signal & Alert system Key | |||
| Data & Exports | |||
| Portfolio tracking | |||
| Manual, CSV & screenshot import | |||
| Brokerage connection (read-only) Key | |||
| Analytics CSV export Paid plans can export analytics as CSV. Export allowances apply; this is separate from a saved simulation PDF. | View only | CSV export | CSV export |
| PDF reports New report access. An already-earned saved simulation can be reopened and downloaded without generating a new report. | |||
| Headlines library Portfolio headlines remain available in Intel. A distinct historical headlines library is not currently provided. | Not included | Separate library unavailable | Separate library unavailable |
| Portfolio sharing Key | |||
For Financial Advisors
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Plan
Advisor Starter
$499/mo · up to 10 clients
Plan cost
$5,988
/year
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/year, from your assumptions
Net of plan cost
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/year
KlirInvest is not authorised or regulated by the Financial Conduct Authority. KlirInvest is an educational analytics platform — it does not provide investment advice, recommendations, or predictions. All investment decisions are your sole responsibility. All tiers include the same data sources; higher tiers unlock more simulations and historical depth.