Your Portfolio Looks Fine — Until It Doesn't.
Portfolio risk intelligence for investors who manage real capital.
KlirInvest reveals the risks you can't see — concentration, regime shifts, and fragility hiding in plain sight.See your blind spots before they cost you.
or try a free portfolio check — no signup required
Built for self-directed investors. No advice. No trades. Read-only.
Portfolios don't break because of one bad decision. They break because fragility goes unnoticed.
Common patterns KlirInvest checks for
- Several of the largest holdings move together, so a portfolio that looks diversified is not.
- A change that looks right on its own adds to risk the portfolio already carries.
- A portfolio built for one market regime is exposed when conditions shift.
- The risk is not a single bad pick but the part of the picture that is not visible.
KlirInvest surfaces what spreadsheets and gut feeling cannot.
From portfolio to clarity in four steps
Create your profile
About 4 minutes — risk tolerance, goals, experience level, and investor profile.
Import your portfolio
CSV, screenshot, or manual entry — broker connection on paid plans.
Get your Decision Readiness evaluation
Instant risk, behavioral, and context analysis.
Stress-test the decision before committing
Simulate trades and scenarios with real data.
Portfolio Fragility Detected Before the Drawdown+7.13%−0.88%
Illustrative demo only: a fragility signal highlighted concentration before a market stress period. This is not a prediction, recommendation, or verified track record. Past performance is not indicative of future results.
The full picture, before you move.
Factor attribution, simulations, and risk signals — without the complexity.
Decision Readiness Score
A behavioural check on your recent decision patterns — overtrading, rule breaks and drawdown pressure — available after a calibration period.
→ Notice when recent behaviour suggests slowing down; it describes conditions and never tells you when to trade.
Avoid reactive decisions driven by market noise or emotion.
Hidden Fragility Detection
Surfaces concentration risks, correlation clusters, and exposure gaps that standard tools miss.
→ See exactly where your portfolio is vulnerable before the market tests it.
Build genuine resilience, not false confidence.
Monte Carlo Simulation
Run 10,000 simulated futures to see the distribution of possible outcomes.
→ See your real range of outcomes, not just an average.
Make decisions based on what could actually happen, not what you hope for.
The full picture, before you move.
Factor attribution, simulations, and risk signals — without the complexity.
Sample data — not a real portfolio.
Portfolio Value Trend
Risk at a Glance
Portfolio health, risk and market regime context — surfaced together so you see what matters before anything else.
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Built for those who manage real capital
You research the trade — but not the risk environment around it.
See concentration, regime shifts, and fragility before capital moves.
Built for investors managing $100k+ across multiple accounts.
Your broker shows you what happened. KlirInvest shows where risk is building.
A side-by-side look at what standard tools provide versus what KlirInvest delivers.
Portfolio overview
Current holdings and P&L
Holdings + concentration map, correlation clusters, and regime exposure
Risk metrics
Basic volatility or beta
HHI concentration, CVaR, max drawdown, data-confidence checks, and portfolio-level fragility score
Stress testing
Not available
Monte Carlo simulation (10,000 paths) and custom stress scenarios
Behavioural awareness
Not available
Decision Readiness Score, cognitive-load detection, and pattern tracking over time
Regime awareness
Generic market news
Rule-based market regime context (Risk-On / Risk-Off / Volatile / Transitioning), shown as Unknown when inputs are insufficient
Trade simulation
Place an order
Before You Trade: simulate the impact on risk, drawdown, and concentration before committing capital
AI coaching
Not available
Klir — conversational AI that references your holdings, regime, and behavioural history
Invest in clarity
Choose the depth of decision intelligence that matches your ambition.
Explore
Evaluate whether structured risk context fits your process.
- Up to 10 holdings
- 20 AI explanations/month
- 5 stress calculations/month
- 3 portfolio imports/month
- 30 days of history
Analyst
Full risk analysis and 1-year lookback for self-directed investors.
- Unlimited holdings within personal use
- 300 AI explanations/month
- 100 stress calculations/month
- 100 Monte Carlo simulations/month
- 10 new reports/month
- 30 portfolio imports/month
Principal
5-year history, stress testing, and signals for disciplined capital managers.
- Unlimited holdings within personal use
- 1,000 AI explanations/month
- 300 stress calculations/month
- 300 Monte Carlo simulations/month
- 30 new reports/month
- 100 portfolio imports/month
AI explanations are one shared monthly pool: chat answers, report commentary, stress and scenario commentary, rebalance explanations and coaching summaries all draw from it. Your data and already-generated results stay available when the pool runs out.
Allowances reset on your monthly billing date (calendar month on the free plan). Unused allowance does not roll over, and nothing is charged above your plan.
Clarity costs less than uncertainty.
Prices shown in USD based on your location.
Built for clarity, not complexity
Every feature exists to help you see risk clearly and act with confidence.
Decision Context
See the risk context of a change before you make it — the decision stays yours.
Health and Risk Scores
Two 0–100 scores that surface concentration, volatility, tail risk and correlation, with their inputs shown.
Personalized Intel
Market news matched to the positions you hold, ranked by urgency, with your exposure to each position shown.
Your Data, Your Control
Security and privacy are foundational — not features we bolt on later.
Concentration visibility
See when a portfolio that looks diversified is still dominated by a small number of correlated exposures.
Regime context
Separate changing market conditions from portfolio-specific risk before making a decision.
Structured conversations
Give investors and advisors a consistent evidence base for discussing risk without turning analytics into advice.
Product outcomes under validation during controlled early access.
Join the launch list.
We'll email you when your account can be opened. No card, no obligation.
Onboarding is opening in controlled batches.
We make you a better decision-maker — not a follower.
Advice tells people what to do. Insight teaches them how to think.
KlirInvest exists to give you the clarity, context, and risk awareness to make your own decisions with confidence. We don't tell you what to buy. We show you what you might be missing.
See the Full PictureFrequently Asked Questions
Straight answers to the things people ask most.